-->"...For example, Federal Reserve statistics indicate that household debt outstanding increased more than 9 percent last year-- the largest rate of increase since 1989. And while analyses suggest that, overall, this level of debt is being serviced adequately, reports of nonbusiness bankruptcy filings reaching record highs in 2002 reveal that many consumers are experiencing significant financial crises...."

Vor ein paar Wochen war der Konsument doch in bester Verfassung...

<ul> ~ http://www.federalreserve.gov/boarddocs/speeches/2003/20030403/default.htm</ul>

-->"In addition, <>financial education[/b] can help provide individuals with the knowledge necessary to create household budgets, initiate savings plans, manage debt, and make strategic investment decisions for their retirement or for their children's education. Having these basic financial planning skills can help families to meet their near-term obligations and to maximize their longer-term financial well-being."

Wie wär´s mit http://www.elliott-forum.de als Pflichtfach, Mr. Greenspan?

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